Affordable Personal Loans - Apply online in minutes, Money in 24 hours

Start your Spring right.

A new $100 winner every day.


Loan amount

Estimated Payment: ?

Minimum Term: 12 mo. Maximum Term: 60 mo. Maximum APR: 54.9%. Representative example: $8,000.00 loan over 42 month term. Est. Payment: $121.33. Est. Cost of Borrowing: $2,956.80. Est. Payback: $10,956.80.

We're giving away one $100 prepaid renovation gift card every day on any new Personal Loan activation for the entire month of May. If you've been looking to refresh your home, now is the perfect time.

Start your Personal Loan application above to enter.

Here's what you get with Ferratum Money:

Ferratum Money

From 18.9% APR

No documents

100% online

Funds in 24 hrs

Other lenders

25.5% to 59.7% APR

Documents required

Finalize in branch

3 to 5 days

Pick your amount

1) Pick your amount

Select how much you need using our easy loan calculator. From $2,000 to $10,000 up to 5 years.



Start an application

2) Start an application

Our easy application takes only 10 minutes to complete, and you'll get an instant decision online.



Money in the bank

3) Money in the bank

Once you're approved, your funds will be deposited directly to your bank account in 24 hours *.


* Transfer times may vary depending on email address verification and bank processing times.


What do I need?

Canadian citizen

Canadian citizen

Email address

Email address

Mobile phone

Mobile phone

20+ years old

20+ years old


      See if you're ready to apply      


Fastest deposits

Fastest deposits

We pride ourselves on having the fastest deposit times of any digital lender. Get money deposited directly to your bank account in 24 hours or less.


See how fast >



Easy application

Easy application

Our application only takes 10 minutes, on any device, 24 hours a day. We'll give you an instant decision without leaving your couch.


Try It Now >


Say goodbye to fees

Every Personal Loan from Ferratum is 100% completely fee-free. Add an extra payment, or pay your entire loan off whenever you choose. No penalties or hidden charges. Only pay the interest.

No origination feeNo origination fee

Add extra paymentsAdd extra payments

Pay off any timePay off any time

Get started

An online decision in 10 minutes, 24 hours a day.