Blog about Loans

  • The Freedom Of Choice
    The Freedom Of Choice
    18.09.2017

     

    Let’s be honest – in Canada we live comfortably, don’t we?

    The amount of choice available every day is incredible. Just take a stroll through your local grocery store and just look at the huge array of choices we have.

    On your way into work, you may ask yourself:

    “Should I have the soy latte, or the low-fat skim frappuccino today?”

    “Should I upgrade to the latest Android phone, or keep my 6 month old iPhone?”

    In this day and age, we are truly spoiled with choices.

  • Get Your Finances Back On Track After Summer
    Get Your Finances Back On Track After Summer
    11.09.2017

     

    Summer time is all about relaxing, soaking up the sun, and good company. We all eat and drink more than usual, we sleep odd hours, and we break our normal (and sometimes boring) routines.

    Hey, isn’t that what summer in Canada is supposed to be about?

    Through all the extra social activities, meals out with friends, the extra rounds of drinks, boutique hotels, and travel, inevitably this means breaking our budget.

    I firmly believe you can’t put a price on a lifetime of memories – but with summer over it’s time to bite the bullet and get back on track.

  • Let’s Get Serious: Deleting Your Debt with a Short Term Loan
    Let’s Get Serious: Deleting Your Debt with a Short Term Loan
    04.09.2017

     

    Credit cards can be extremely useful for certain things, but they are not without their drawbacks. When you use a credit card to build your credit by making small purchases and always paying your bills, there’s no danger of going into debt or ruining your credit.

    Credit cards can however bring you much trouble and financial burden if you use them for big purchases, and only make the minimum payment on your card. You then end with up lots of credit card debt due to the interest rate on the money you borrow from the credit card company.
     

  • Your Wedding Day: Stress Less, Love More
    Your Wedding Day: Stress Less, Love More
    28.08.2017

     

    What is it about weddings that make them simultaneously the most joyous and stressful event you’ll most likely ever experience?

    For many people, planning and arranging that big day feels like a full-time job. In fact, often, it takes over their entire life.

    Picking your wedding party, deciding on a guest list, finding a photographer, seating charts, bakers, florists, drinks list, and on and on – the list seems never ending!

    Then, there’s deciding on a wedding budget.

  • Cash Loans For People On Employment Insurance Benefits
    Cash Loans For People On Employment Insurance Benefits (UPDATED 2017)
    22.08.2017

     

    Regardless of your situation in life, sometimes emergencies happen and you need a short term cash loan to tide you over.  Many people look to Ferratum to help in these cases.

    Sometimes people facing unexpected financial emergencies come from a lower income bracket or have a low credit rating. This does not affect the nature of the emergency for the people in question. However, to some loan companies, this can be the deciding factor for loan approvals.