Smart, Flexible Home improvement loans
Get a decision 24 hours a day in 10 minutes.
No bank visits, or intrusive document uploads.
Return your loan if you're not fully satisfied.
We're giving away one $100 prepaid renovation gift card every day on any new Personal Loan activation for the entire month of May. If you've been looking to refresh your home, now is the perfect time.
Flexible, no-fee loans tailored to your lifestyle
Renovating, updating, and improving your home can be one of the most efficient ways to grow the value of your investment. With a Personal Loan from Ferratum Money, you'll have access to funds to complete any home project without lengthy bank trips, or waiting weeks for a decision.
Our paperless, online loan allows you the flexibility and convenience to work with your financial health. We charge absolutely no fees to add additional payments, or to pay your loan off completely saving you even more. So whether you just moved in, or are finally ready to build your new dream kitchen - Ferratum Money can help, 24 hours a day.
Why you'll want a home repair loan from Ferratum
Affordable interest rates, flexible payment options, and the fastest most easiest way to apply 24 hours a day. Just some of the reasons thousands of Canadians have trusted Ferratum as their preferred lender.
Forget the fees
Every Home improvement loan from Ferratum is 100% completely fee-free. Add an extra payment, or pay your entire loan off whenever you choose. No penalties or hidden charges. Only pay the interest.
No origination fee
Add extra payments
Pay off any time
Welcome to the family
We're not your bank, we don't just see you as a credit score. Let us help you find a suitable financial plan that fits your needs and lifestyle.
Help every step of the way
Have a question? Our knowledgeable customer service staff are here to answer any questions you have during, and after your application.
"Friendly service, quick turnaround, there when you need them."
"Fast, friendly, helpful. Highly recommended."
"Very happy with the fast and professional service I received."
At the speed of today
We're proud to say we have the fastest deposit times of any digital lender in Canada. Get funds deposited directly to your bank account in 24 hours or less.
Complete your online loan application in 10 minutes, on any device, 24 hours a day. We'll give you an instant decision without leaving your couch.
Trust, transparency, responsibility
Ferratum is a pioneer in digital and mobile financial services technology, currently operating in 25 countries, offering a variety of financial services including: digital consumer and business lending; mobile banking services; white label and partnered mobile bank platforms.
Ferratum Group is listed on the Prime Standard of Frankfurt Stock Exchange under the symbol 'FRU.'
Start your project today
An online decision in 10 minutes, 24 hours a day.
Available for amazing people living in Ontario, British Columbia, and Alberta. Borrowing amounts of $2,000 to $10,000 CAD from 12 to 60 months. Our interest rates start from 18.9% and are calculated based on your overall financial health. Apply to see your rate and how much you're approved for. Have more questions? Don't hesitate to chat with one of our Customer Care representatives.