Fast, Affordable Personal Loans - Get An Online Decision In 10 Minutes



Fast, friendly, affordable personal loans for all your needs



Our easy application only takes 10 minutes to complete.




Your information is safe with bank grade encryption.




Return your loan if you're not fully satisfied.


Here's what you get with Ferratum Money:

Ferratum Money

From 18.9% APR

No documents

100% online

Funds in 24 hrs

Other lenders

25.5% to 59.7% APR


Finalize in branch

3 to 5 days

Pick your amount

1) Pick your amount

Select how much you need using our easy loan calculator. From $500 to $15,000 up to 5 years.



Start an application

2) Start an application

Our easy application takes only 10 minutes to complete, and you'll get an instant decision online.



Money in the bank

3) Money in the bank

Once you're approved, your funds will be deposited directly to your bank account in 24 hours *.


* Transfer times may vary depending on email address verification and bank processing times.


Say goodbye to fees

Every Personal Loan from Ferratum is 100% completely fee-free. Add an extra payment, or pay your entire loan off whenever you choose. No penalties or hidden charges. Only pay the interest.

No origination fee

Add payments

Pay off any time

What our customers think


"Friendly service, quick turnaround, there when you need them."


"Fast, friendly, helpful. Highly recommended."


"Very happy with the fast and professional service I received."

Get started

An online decision in 10 minutes, 24 hours a day. What are you waiting for?



Available for amazing people living in ON, BC, AB, NS, NB, NL. Borrowing amounts of $500 to $15,000 CAD from 6 to 60 months. Our interest rates start from 18.9% and are calculated based on your overall financial health. Apply to see your rate and how much you're approved for. Have more questions? Don't hesitate to chat with one of our Customer Care representatives.