Online loan calculator | Ferratum Canada

Online loan calculator


Online loan calculator

How much will it cost?

Whether it's to open the door to a golden opportunity or to help with everyday life events like car repairs or bills, at Ferratum, we believe in providing people with the tools to help them yes to life more often.


Loan calculation

Using our Interest Rate Loan Calculator, you can determine the full repayment amount on our loans. Simply use the slider on the loan calculator to select the amount of money you wish to borrow then use the next slider to select the number of days you wish to have the loan. Our loan calculator will then calculate interest rates, and in the column on the right, you will see the total loan calculation.

Our loan calculator can be used to calculate any type of fixed personal loan. Whether you want to find out the interest calculation for purchasing last-minute tickets, booking a flight to attend a job interview across country, or getting your car back on the road, you can find out in seconds using the loan calculator.

Loan amount

Loan term

Amount Borrowed: X
Term Length: X
Installment: X



Customizing your loan

Best yet, you can easily manage your quick loan by finding the combination that makes the repayment of your loan most comfortable for you.

Use the sliders on the loan calculator to change the number of days and the amount of money until you find the loan calculation amount that suits you best.


Trust, honesty, transparency



Founded in Helsinki, Finland, Nordic values such as trust, honesty, reliability, and sustainability can be found at the heart of our operation. We believe that a transaction is more than just financial – it's a mutual exchange built on trust.

As a responsible lender, we strive to adhere to responsible marketing practices and to ensure that all information we provide to our customers is transparent and accurate.

Our process for approving personal loans is based on a sophisticated scoring model we've developed over a number of years. We base our lending decisions on a careful assessment of the borrower's financial position, their ability to repay loans, and whether the borrower’s requirements and objectives will be met by the loan.

Although our loan approval process takes just minutes, various factors are taken into account to ensure that loans are granted on the basis of sound and ethical reasoning. Should our customers experience difficulty making repayments, we are always happy to discuss and explore options together.



We strive to say yes when other banks say no

When it comes to credit checks, a lot of people tend to think their credit file is worse than it is, and are pleasantly surprised when we offer them a quick cash advance loan.

We're not looking for old mistakes on long term finance arrangements customers had years ago. We run our checks based on similar items of credit to our online loans. It takes just 10 minutes to apply for one of our loans and get a decision almost immediately.

Using our advanced automated technology, it takes just seconds to assess an application for one of our online personal loans.

Customers will pass through several virtual "checkpoints" which validates their information as they go through the process. During this process, we will verify their ID, check their credit rating, and their ability to repay the loan on the due date.

Why one of our personal loans?

There are endless reasons why customers apply for online loans. At Ferratum, our customer service team have helped thousands of people just like you to assist with our cash loans.

From car repairs, to veterinary bills, urgent home repairs and everything in between, we're here to help.

Welcome to the Ferratum family

As a member of the Ferratum family, you'll get exclusive access to our financial tips and tricks, hacks, and useful money saving information every week right on

Take our latest financial hack for example: We discuss ways you can identify invisible expenses in your life, and how to keep these (and your wallet) in check. If you don't have time to read the article we'll give you a hint: Call on the use of online loans (when you need it), buy a low fuel consumption car, and reduce your monthly expenses in the long term to come out ahead!

Interested in building the best emergency fund possible? We've got an article for that too. These are all included with your personal loan.


Ferratum Canada personal loans

Still have questions?

Talk now to one of our professional Customer Care agents. They are on stand by waiting to assist you with any questions you may have.

Be sure to read our Frequently Asked Questions for a wealth of information related to all things Ferratum Canada.

      Contact Us