Online digital loans - Get approved in 10 minutes

Ferratum Money

Trusted, fast, affordable.

See why we are one of Canada's top rated digital lenders.

  • Apply online in 10 minutes on any device
  • Affordable payments for your lifestyle
  • Money direct to your bank in 24 hours


Tailored to you

Tailored to you

We're not your bank, and you're more than just a credit score to us. Our mission is to make our financial products accessible to everyone in Canada.


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World-class Customer Care

World-class care

Our highly rated Customer Care staff are available to answer any questions you may have before and during your loan application.


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See how we compare

With our commitment to providing the fastest, easiest, most affordable online lending products, you'll quickly begin to see why thousands of Canadians have trusted Ferratum Money for fast financing.

Ferratum Money

From 18.9% APR

No documents

100% online

Funds in 24 hrs

Other lenders

25.5% to 59.7% APR


Finalize in branch

3 to 5 days

Say goodbye to fees

Every Personal Loan from Ferratum is 100% completely fee-free. Add an extra payment, or pay your entire loan off whenever you choose. No penalties or hidden charges. Only pay the interest.

No origination fee

Add payments

Pay off any time


Fastest deposits

Fastest deposits

We pride ourselves on having the fastest deposit times of any digital lender. Get money deposited directly to your bank account in 24 hours or less.


See how fast >



Easy application

Easy application

Our application only takes 10 minutes, on any device, 24 hours a day. We'll give you an instant decision without leaving your couch.


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"Friendly service, quick turnaround, there when you need them."


"Fast, friendly, helpful. Highly recommended."


"Very happy with the fast and professional service I received."

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Trust, transparency, responsibility

Ferratum is a pioneer in digital and mobile financial services technology, currently operating in 25 countries, offering a variety of financial services including: digital consumer and business lending; mobile banking services; white label and partnered mobile bank platforms.

Ferratum Group is listed on the Prime Standard of Frankfurt Stock Exchange under the symbol 'FRU.'

      Learn more      

Get started

An online decision in 10 minutes, 24 hours a day.



Available for amazing people living in ON, BC, AB, NS, NB, NL. Borrowing amounts of $500 to $15,000 CAD from 6 to 60 months. Our interest rates start from 18.9% and are calculated based on your overall financial health. Apply to see your rate and how much you're approved for. Have more questions? Don't hesitate to chat with one of our Customer Care representatives.