Get out of the Payday Loan Loop with a Ferratum Personal Loan
Faster, cheaper, better.
See why our Personal Loan beats the competition:
- We work with your financial history
- Inexpensive flexible payments
- Borrow more for longer
The funds you deserve, when you need it
At Ferratum Money, we want to help you get on with your life - whether you need money for an vehicle repair, to cover emergency expenses, relocation or moving expenses, or to get some breathing room. Our online Personal Loan is an affordable, fast, convenient alternative to payday loans.
391% + APR
Max $1,500
Documents required
Finalize in branch
30 or 62 days
Lump sum payment
From 18.9% APR
Up to $10,000
No documents
100% online
Up to 5 years
Flexible payments
Why settle with high interest rates, short terms, and lump sum payments? A Ferratum Personal Loan gives you the power to borrow from $2,000 to $10,000 for up to 5 years. Our 100% online application is available 24 hours a day, 7 days a week on any device. Once approved, you'll receive funds deposited directly to your every day bank account in under 24 hours.
Financial balance
We know you're more than just a credit score. We'll help you find the best rate based on your financial health and history.
Calculate your loan >
We're here to help!
Our knowledgeable Customer Care staff are here to help via email, phone, and online chat during and after your lending journey.
Speak to Customer Care >
Get it fast
Did you know Ferratum has some of the fastest deposit times anywhere? Get money deposited into your bank account generally in under 24 hours.
See how fast >
Apply on any device
We don't make it complicated at Ferratum. Get an online decision in just 10 minutes from your smart phone, tablet, or desktop computer.
Try It Now >
Trust, transparency, responsibility
Ferratum is a pioneer in digital and mobile financial services technology, currently operating in 25 countries, offering a variety of financial services including: digital consumer and business lending; mobile banking services; white label and partnered mobile bank platforms.
Ferratum Group is listed on the Prime Standard of Frankfurt Stock Exchange under the symbol 'FRU.'
Available for amazing people living in Ontario, British Columbia, and Alberta. Borrowing amounts of $2,000 to $10,000 CAD from 12 to 60 months. Our interest rates start from 18.9% and are calculated based on your overall financial health. Apply to see your rate and how much you're approved for. Have more questions? Don't hesitate to chat with one of our Customer Care representatives.