Short Term Loans from Ferratum Canada


Short term loans from Ferratum

With Ferratum, there's always a solution

There are many reasons our customers find themselves needing a short term loan. Sometimes everything is running smooth, when suddenly life throws an emergency your way.


For many years studies have been conducted to examine the levels of stress and happiness in our lives.

The results have consistently shown that the leading cause of stress in Canadian's lives is money. After all, there are few things more stressful than being worried about money.

However, there are several things you can do to alleviate the stress of money.

First: Acknowledging that you're experiencing stress around your finances helps you pinpoint the source of stress without it spiraling and affecting other areas of your life.

Second: Reminding yourself that few problems in the world are truly life or death, and that every problem has a solution also helps alleviate the stress.

Reasons to apply for a short term loan

There are many reasons our customers find themselves needing a short term loan. Sometimes everything is running smooth, when suddenly life throws an emergency your way.

Whether it's a medical emergency, an unexpected car repair, or an urgent matter concerning your home, sometimes you simply don't have the money available when you most need it. It happens to the best of us.

A few weeks can feel like a lifetime when you need to get your car back on the road or if you need to pay an urgent medical bill. This is when a fast and simple online short term loan can provide you the relief you need.

During an emergency, we understand the last thing you need is complications concerning money. That's where Ferratum's loans can help you quickly and easily any day of the week.

How to apply for an online loan

At Ferratum, we know that time is money. We also know the last thing you need is a complicated way to get that money.

With Ferratum, there's no paperwork, no financial statements required, and no waiting in line.

Applications are all done through our easy-to-use online application.

Simply select an amount for your online loan and apply 24/7. The application takes just 10 minutes to complete, and using our sophisticated and advanced technology, you'll have a decision shortly after.

It's that simple.

We strive to say yes when other banks say no

When it comes to credit checks, a lot of people tend to think their credit file is worse than it actually is, and are pleasantly surprised when they secure a short term loan through Ferratum effortlessly.

We're not looking for old mistakes on long term finance arrangements customers had years ago. We run our checks based on similar lines of credit to our online short term loans.

Customers pass through several virtual "checkpoints" which validates their information. During this process, we will verify their mobile phone, their ID, check their credit rating, and their ability to repay the loan on the due date.

We understand that when you're already stressed about finding funds for an emergency or other urgent financial matter, the last thing you need is a headache from borrowing money.

That's why we strive to say yes when other banks say no.

Complete transparency

When you apply to Ferratum for a short term loan, you can be sure you're in good hands. We believe in complete transparency. There's no hidden costs and all fees are clear to see.

Happy customers

We understand relationships are important and since we're a direct lender, many of our customers use our services on a regular basis.

Once you apply for one of our online short term loans, we create an account for you to use again if and when the need arises. Our aim is to create happy customers.




Come and join the Ferratum family

As an international pioneer in the field of financial technology and mobile lending, we believe in doing things differently.

Simply fill in our online application through our easy-to-use website. Applications are completely free, and after completing one you'll receive a decision within minutes. Once you're approved, you'll get the money you need deposited directly into your bank account.

Since Ferratum is a 100% online bank, this means no waiting in line, no paperwork, and no hassles.

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Why choose Ferratum?

At Ferratum, our mission is simple – to provide the best, fastest, and most user-friendly lending and banking services available with unsurpassed personal customer service.

As a member of the Ferratum Family, you'll get exclusive access to our financial tips and tricks, hacks, and useful money saving information every week right on

Take our latest financial hack for example: We discuss ways you can identify invisible expenses in your life, and how to keep these (and your wallet) in check. If you don't have time to read the article we'll give you a hint: Call on the use of online loans (when you need it), buy a low fuel consumption car, and reduce your monthly expenses in the long term to come out ahead!

Interested in building the best emergency fund possible? We've got an article for that too. These are all included with your short term loan.


Ferratum Canada personal loans

Still have questions?

Talk now to one of our professional Customer Care agents. They are on stand by waiting to assist you with any questions you may have.

Be sure to read our Frequently Asked Questions for a wealth of information related to all things Ferratum Canada.

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Available for amazing people living in Ontario, British Columbia, and Alberta. Minimum term: 12 months. Maximum term: 60 months. 40% APR. Example $3,000.00 loan over 18 month term. Estimated payment: $51.10. Cost of borrowing: $1,018.61. Total payback: $4,018.61.