Easy, Affordable, 100% Online Vacation Loans


Easy, online, affordable vacation loans

Take your travel goals from dream to reality.


No banks

No banks or branches.


No documents

No documents.


No waiting

No waiting.



Fast, transparent, totally online

Whether you're planning your dream exotic vacation or booking your honeymoon at a 5 star all-inclusive resort, sometimes you need a financial boost to make it to the finish line. With a flexible, affordable, and fast Personal Loan from Ferratum Money - you'll get an instant online decision in minutes so you can go from dreaming to booking in the same day.

With zero penalties, you'll be able to pay your loan off any time you wish with no extra fees or charges - all attached to the most affordable interest rates and payment plans of any digital lender. So, where do you want to go today?


Daaiyah's story

In love with Thailand

Daaiyah was looking for the trip of a lifetime after graduating University. Her friends booked the perfect spot in Thailand, and even found a way to save thousands with a 2 day online discount code - she needed fast funding to make it happen. Daaiyah applied at Ferratum and received her travel funds in less than 24 hours, saving her some serious cash and getting her dream vacation.

Loan amount: $9,000   Weekly Payment: $54


Why get a vacation loan from Ferratum?

Ferratum Money is committed to providing affordable, transparent, accessible loans to every Canadian. We don't have branches or stores, so we can pass the savings on to our customers. We can't wait for you to join the family.

Ferratum Money

From 18.9% APR

No documents

100% online

Funds in 24 hrs

Other lenders

25.5% to 59.7% APR


Finalize in branch

3 to 5 days

A vacation from fees

We've designed our Personal Loan to be flexible and transparent. We charge zero fees on our loans so you're in control. Add an extra payment, or pay your entire loan off whenever you wish.

No origination fee

Add extra payments

Pay off any time


We work with you

Affordable and flexible

Why should your credit score stop you from an experience? You're more than just a number. Let us help you find an affordable lending solution.


Calculate your loan >



World-class Customer Care

Service that truly cares

Our friendly Customer Care members are here to answer any questions you may have before and during your loan application.


Speak to Customer Care >



"Got my loan decision in 10 minutes. Thanks Ferratum."


"Fast, friendly, helpful. Highly recommended."


"Super easy and got an instant decision. Very happy!"

      Read More Reviews      



Fastest deposits

The fastest loan

You can't wait weeks for your money, and you don't have to with Ferratum. Get the funds you deserve in 24 hours right to your bank.


See how fast >



Easy application

Stress-free borrowing

You don't ever have to leave your house to apply. Complete an application in 10 minutes, and get an instant decision online.


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Trust, transparency, responsibility

Ferratum is a pioneer in digital and mobile financial services technology, currently operating in 25 countries, offering a variety of financial services including: digital consumer and business lending; mobile banking services; white label and partnered mobile bank platforms.

Ferratum Group is listed on the Prime Standard of Frankfurt Stock Exchange under the symbol 'FRU.'

      Learn more      

Start your journey

Apply now, and begin packing your bags.



Available for amazing people living in ON, BC, AB, NS, NB, NL. Borrowing amounts of $500 to $15,000 CAD from 6 to 60 months. Our interest rates start from 18.9% and are calculated based on your overall financial health. Apply to see your rate and how much you're approved for. Have more questions? Don't hesitate to chat with one of our Customer Care representatives.