Smart,friendly & reliable!

How much do you need today?


Adjust the sliders below to pick your loan amount and term:

Loan amount

Loan term

Your Loan Explained:
Amount Borrowed:X
Term Length:X
Expenses: X
Your Total:X
Minimum term: 45 days
Minimum term: 30 days
Minimum term: 30 days

1. Pick Your Amount

1 - Pick Your Amount

From $100 to $1,000.

Use your short term loan to deal with any financial situation from vehicle repairs, rent payments, credit card debt and more.

Apply Now


2. Apply Online 24/7

2 - Apply Online 24/7

Fast Decision.

Our simple online application gives you a decision in minutes. Forget piles of paperwork and waiting in line at the bank.

Apply Now


3. Funds Transferred

3 - Funds Transferred

Money In The Bank.

Once approved, get your money in as little as 24 hours. Take 62 days to pay, enjoy our quick loans and worry less.

Apply Now


No Interest

No Interest

48 Hour Guarantee.

Take our loan test drive. If you're not satisfied, return it with zero interest or fees.


Simple Pay

Simple Pay

Easy Repayments.

Your loan is structured over multiple repayments, making it much easier on your wallet.


100% Safe

100 Percent Safe

#1 Digital Lender.

A pioneer in mobile financial services, operating in over 25 countries around the globe.


Trending Frequently Asked Questions


Who can apply for a short term loan?

We welcome applications from Canadians living in Alberta, British Columbia, and Ontario. All you need is a personal e-mail address, a mobile phone number, a bank account, and be 25+ years of age.


How much can I borrow?

We offer loans between $100 to $1,000 and you can apply for as much as you need. Once our secure system has determined your approved amount, simply acknowledge your loan agreement, and we’ll deposit your funds directly to your bank. It’s that simple with Ferratum.


Do I need to be employed?

No, you do not need to be employed to apply for a Ferratum short term loan. Our 100% automated system considers all types of income sources during your application.


Do you check my credit?

At Ferratum, we never check your credit score or pull a credit report.

Read the FAQ

Latest blog posts

  • Nordic Values: Why Trust Is The Key To Happiness

    The World Happiness Report is an annual report that ranks 155 countries according to their levels of happiness. The report uses survey responses to subjective questions related to income, social... » more
    Nordic Values Why Trust Is The Key To Happiness
  • What Would You Do If You Won The Lotto?

    Inspired by our popular Ferratum Fridays (#FerratumFridays) Facebook competition. Below, we look into the research that shows why sharing money with others makes us happier than spending it simply on... » more
    What Would You Do If You Won The Lotto
  • 5 Amazing Last Minute Valentine's Day Gift Ideas

    Valentine's Day is just around the corner. Have you left things to the last minute again? Well, before you rush off to grab a box of deluxe chocolates, perfume, or a bouquet of flowers, we've got... » more
    5 Amazing Last Minute Valentines Day Gift Ideas
  • Living The Life You Were Meant To Live

    There is an unused life inside of you. A part of you that knows there is another life out there, a voice urging you to be brave, be bold, and to heed the call. When you close your eyes, you... » more
    Living The Life You Were Meant To Live