Confidential, fast and easy loans

24 hours a day,
7 days a week

Loan amount

Loan term

Amount: X
Term: X
Expenses: X
APR Alberta: 238.28%


Total amount: X (New customers: X)


Choose Your Amount

Choose a loan amount between $100 and $1000, using our sliding scale.

Fill in Your Details

Fill in our online form and upload a bank statement, it should only take 10 minutes!

Money is in the Bank!

Happy Payday! Funds will generally reach you within 24 hours!

Quick Approvals

Get your answer faster with Ferratum. Our 100% online loan system means we can process your application faster than ever before. Fast decisions means fast approvals! Even faster for existing customers. Log in here.

100% Online

Ferratum Canada is 100% online. It even works great on your mobile or tablet. Apply for a microloan and find out how easy it is to apply straight from your smart phone or mobile phone.  No need to go to the bank!

Rapid Applications 24/7

We know you need your cash fast and need it in your account with NO delays. If you bank with a major bank then you could have your money in your account and ready to use within an hour once paid out. Sometimes this depends on your banks processing times.

  • Laptop flatlay with phone, coffee, stapler, pens, mouse
    The Essential Guide to Applying for a Cash Loan


    Cash loans are designed for emergency situations or where you need cash fast.  It is a convenient source of small amounts of cash with easy repayments on the next payday.

    Payday loan options have gotten a bad reputation in the past, but applying for a loan and being informed can be a solution for your short term cash needs, provided you are able to repay the loan as agreed.

  • Elegant couple with luggage and hot air balloon
    Why High Income Earners Use Payday Loans


    Online payday loans are often seen as a means to an end, or a quick fix for those who don’t have a lot of savings and need to obtain cash fast. There is also a perception that payday loan, or cash advance, customers have a consistently low income and possess bad spending habits. The reality is that payday loan customers come from many different walks of life, work in a wide range of occupations and all have their own individual financial history.

  • Payday loan, personal loan, Canada, Ferratum, traveller
    Payday Loan vs. Personal Loan


    Payday loans and personal loans are often confused as the same thing; while both can be used to finance upcoming expenses, they do have a set of differences.  How to use each type of loan depends on the amount required, time needed to repay the loan, how much you can repay at a time and what the loan is for.  Here we explain the differences so you can make an informed decision.

    What Are Payday Loans?